Personal Credit Application

Revolving credit for your home improvement projects

A WBC personal credit account makes it easy to manage your home improvement purchases with revolving credit, convenient monthly payments, and use at any of our 12 locations.

How to Apply

  1. Download the application Print and complete the personal credit application form.
  2. Gather your information You'll need: valid photo ID, Social Security number, employment information, and personal references.
  3. Submit to your local store Bring your completed application to any WBC store. Our credit team will review it on site.
  4. Quick approval Most personal credit applications are processed within 1-2 business days.

Download Application

Complete this form and bring it to your nearest store.

Download PDF

Account Benefits

  • Revolving credit line for ongoing home projects
  • Convenient monthly payment options
  • Valid at all 12 WBC locations across Montana and Idaho
  • Quick in-store approval process
  • No annual fee

Questions about personal credit? Visit or call your nearest store.